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Jeff Billings, manager of risk management for the Municipal Gas Authority of Georgia, speak during a hearing of the Senate Agriculture, Nutrition and Forestry Committee on Capitol Hill November 18, 2009 in Washington, DC.  The committee called witnesses before it to speak about reforming United States financial market regulation.

Jeff Billings, manager of risk management for the Municipal Gas Authority of Georgia, speak during a hearing of the Senate Agriculture, Nutrition and Forestry Committee on Capitol Hill November 18, 2009 in Washington, DC. The committee called witnesses before it to speak about reforming United States financial market regulation.

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